Arrears

Child support arrears calculator

Estimate accumulated unpaid child support including approximate interest.

Months since order began40
Total amount due by order$32,000
Total amount paid$10,000
Principal arrears$22,000
Estimated interest (8%)$2,933

Total arrears with interest

$24,933

This is an estimate. Your state may use different interest rates, compounding methods, and enforcement mechanisms. Consult a family law attorney for your actual arrears figure including statutory interest.

Child Support Calculators for All 50 States

Select your state for 2026 child support guidelines, calculation model, and an instant monthly estimate.

Frequently asked questions

What are child support arrears?+

Arrears are unpaid child support that has accumulated past its due date under a court order. They remain owed even after the child turns 18.

Do child support arrears accrue interest?+

Yes, in most states. Statutory interest typically ranges from 6% to 12% per year and may be simple or compounded depending on the state.

Can child support arrears be discharged in bankruptcy?+

No. Child support is a non-dischargeable debt under federal bankruptcy law. Filing bankruptcy will not eliminate arrears.

What enforcement actions can be taken for unpaid support?+

Wage garnishment, tax refund interception, license suspension, passport denial, liens on property, and in serious cases contempt of court or jail time.

Can arrears be reduced or forgiven?+

Arrears owed to the state (assigned arrears) may be compromised through state programs. Arrears owed directly to the other parent generally cannot be retroactively reduced by a court.